Privacy Policy — Richard Williams Agency

1. Information We Collect

When you request a quote through our website, we collect information you voluntarily provide, including your name, date of birth, gender, tobacco status, ZIP code, phone number, email address, and coverage preferences. We may also automatically collect limited technical information such as your IP address, browser type, and the pages you visit for security and analytics purposes.

2. How We Use Your Information

We use your information to prepare life insurance quotes, contact you about coverage options, match you with appropriate carriers and products, verify eligibility, and comply with legal and regulatory obligations. We may also use aggregated, de-identified data to improve our services.

3. Communications Consent (TCPA)

By submitting your information, you expressly consent to be contacted by Richard Williams Agency and its licensed agents at the phone number and email address you provided, including via autodialed and pre-recorded calls, SMS/text messages, and email, even if your number is on any state or federal Do Not Call list. Consent is not a condition of purchase. Standard message and data rates may apply. You may opt out of text messages at any time by replying STOP, or from calls by asking to be placed on our internal Do Not Call list.

4. How We Share Your Information

As an independent brokerage, we share your information with life insurance carriers, underwriters, and licensed agents we work with in order to prepare quotes, submit applications, and service your policy. We may also share information with service providers who help us operate our business (such as CRM, dialer, and email platforms), and when required by law, subpoena, or to protect our legal rights. We do not sell your personal information to unrelated third parties for their own marketing purposes.

5. Data Security

We use commercially reasonable administrative, technical, and physical safeguards to protect your information. No method of transmission over the internet is 100% secure, and we cannot guarantee absolute security.

6. Your Choices

You may request access to, correction of, or deletion of your personal information by contacting us at the number below. Deletion requests may be limited by our legal and regulatory recordkeeping obligations.

7. Contact Us

Richard Williams Agency
Phone: 863-940-9062
NPN 597029